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Stealpad › San Francisco, CA › ZIP 94130 › 38 Meadow Dr #7
38 Meadow Dr #7 — 2 bd condo for sale in ZIP 94130, San Francisco
21Overpriced

38 Meadow Dr #7

ZIP 94130, San Francisco, CA · 94130
$2,495,000 31% above mkt
2 bd · 2.5 ba · 2,370 sqft · $1,053/sf
HOA $2,373/mo · 🏢 fee history ↓ · Floor 1 · 30 days on market
⚖️ Adjusted valueOverpricedasking is +31% over fair value
Model fair value · 110 sold comps · ±14%$1,906,818
vs model fair value · size · beds/baths · age · HOA · location+31%
Condition · Avg / verify in person0
Price history · at/near its all-time high0
📐 How this Deal Score was built21Overpriced
Value gap · asking vs model fair value, after condition & price history−37.2
HOA burden · $2,373/mo = 1.14%/yr of price vs a 1.33% norm — at or below normal, no charge0
Days on market · 30 days — not long enough to give you leverage0
Raw advantage · the three above, combined−37.2
Model confidence · moderate — ±14% typical model error across 110 sold comps. The less certain the model, the harder the gap is pulled back toward neutral×0.8
Deal Score21/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$18,946/mo all-in
20% down at 7.4% (this week's 30-year average) · mortgage + tax + insurance + HOA
Mortgage principal & interest$13,820
Property tax (1.30% effective)$2,703
Insurance (estimate)$50
HOA dues$2,373
Total monthly$18,946
Rough cash to close$561,375

27% of that payment is not the mortgage. The HOA fee alone is $142,380 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $16,573.

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($2,347 in 2026), not enough for a trend yet. The listing shows $2,373/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • In-unit W/D
  • Garage parking
  • Low HOA (1.1%/yr)
⚠️ Cons
  • 31% above model fair value
  • HOA $2373/mo
  • Ground floor
🚩 Red flags
  • Very high HOA $2373/mo (full-service high-rise)

Photos

Price history (this unit)

Only one sale-price event on record ($2,495,000 on Sep 11, 2026).
  • Sep 11, 2026 — Listed $2,495,000

Description

This brand new Row Home lives like a single family home! The Residences at Yerba Buena Island offer a rare opportunity to enjoy tranquil island living with effortless access to Downtown San Francisco. Flooded with natural light, this stunning corner home features two bedrooms, two-and-a-half bathrooms, and a loft ideal for a home office. The living room boasts soaring double height ceilings. Enjoy tranquil water views to the south and views of the palm lined Piazza and bay to the north. Row Homes offer a private garage, 3-levels of living space w/ a ground floor private patio. Ceiling heights ~10'5,SCIC Italian cabinetry, Wolf, Subzero & Cove appliances, stone kitchen countertops & bath…

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