🏠 Stealpad
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Free HOA report · San Francisco & Oakland & Fremont & Hayward & Alameda & Berkeley & Emeryville & San Leandro condos

What your HOA fee isn't telling you

A rising fee, a drained reserve, a looming special assessment — the risks that cost condo buyers the most are buried in the building's documents, not the listing. Upload your building's HOA docs and we'll build you the report below.

Get your building's report →
Example · a real San Francisco building we track
Monthly dues — what 960 Market St, San Francisco has actually charged
$788
latest recorded dues / mo
+12%
jump in the last 12 months
+14.8%/yr
2-yr trend, across 33 units of recorded sales

Dues climbed 32% in 2 years — a building-wide rise across many units, not one outlier. An increase this steep usually points to a special assessment, a drained reserve fund, or an insurance shock. None of it appears on the listing. The building's own documents are the only place the "why" lives.

Your full building report

6 sections · 🔒 locked

We reconstruct the dues history from public sales. Your building's documents fill in everything the listing hides — and answer the question that chart raises.

Reserve fund health🔒
Is the building saving enough for the big repairs — roof, elevator, plumbing?
Special assessment risk🔒
One-time bills every owner can be forced to pay, on top of dues.
Why dues jumped 12%🔒
The actual cause, pulled from the budget and board minutes.
What your $788 buys🔒
Where the money goes — insurance, water, reserves, management.
3-year dues forecast🔒
Where this fee is headed if the current trajectory holds.
The buyer’s verdict🔒
Our plain-English call: walk, negotiate, or fine — and why.

Get your building's report

Upload your building's docs and we'll build the reserve, assessment, and forecast analysis above — then email it to you. The more you share, the sharper the report.

📄 Reserve study📊 Last 2 budgets📝 Board minutes🧾 Assessment notice
📎
Drop the docs here or browse
PDF, photos or scans · up to 50 MB each · even one document helps
🔒 Private. Your docs build this building's report only — never your name or unit, never resold, never published.

How the free part works. Stealpad reconstructs a building's dues history from years of recorded condo sales — every sale carries its HOA fee and date, so each building becomes a dated fee series no listing site shows. The example above is real, tracked data (trends are outlier-trimmed so one pricey unit can't fake a hike); the locked sections are what your uploaded documents unlock. Blurred figures are placeholders, not any building's actuals.

More free Bay Area HOA data →Is my HOA fee normal?HOA Fee ReportMedian HOA by citySteal Index