🏠 Stealpad
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Free HOA report · Oakland & Fremont condos

What your HOA fee isn't telling you

A rising fee, a drained reserve, a looming special assessment — the risks that cost condo buyers the most are buried in the building's documents, not the listing. Upload your building's HOA docs and we'll build you the report below.

Get your building's report →
Example · a real Oakland building we track
Monthly dues — what 320 Lee St has actually charged
$1,872
current dues / mo (2-bed)
+106%
jump in the last 12 months
+25.8%/yr
4-yr trend · steeper than 96% of Oakland condos we track

Dues more than doubled in a single year. A jump like this is almost never routine — it points to a special assessment, a drained reserve fund, or an insurance shock. None of it appears on the listing. The building's own documents are the only place the "why" lives.

Your full building report

6 sections · 🔒 locked

We reconstruct the dues history from public sales. Your building's documents fill in everything the listing hides — and answer the question that chart raises.

Reserve fund health🔒
Is the building saving enough for the big repairs — roof, elevator, plumbing?
Special assessment risk🔒
One-time bills every owner can be forced to pay, on top of dues.
Why dues jumped 106%🔒
The actual cause, pulled from the budget and board minutes.
What your $1,872 buys🔒
Where the money goes — insurance, water, reserves, management.
3-year dues forecast🔒
Where this fee is headed if the current trajectory holds.
The buyer’s verdict🔒
Our plain-English call: walk, negotiate, or fine — and why.

Get your building's report

Upload your building's docs and we'll build the reserve, assessment, and forecast analysis above — then email it to you. The more you share, the sharper the report.

📄 Reserve study📊 Last 2 budgets📝 Board minutes🧾 Assessment notice
📎
Drop the docs here or browse
PDF, photos or scans · up to 50 MB each · even one document helps
🔒 Private. Your docs build this building's report only — never your name or unit, never resold, never published.

How the free part works. Stealpad reconstructs a building's dues history from years of recorded condo sales — every sale carries its HOA fee and date, so each building becomes a dated fee series no listing site shows. 320 Lee St above is real, tracked data; the locked sections are what your uploaded documents unlock. Blurred figures are placeholders, not any building's actuals.