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The Bay Area HOA Fee Report

Name: Bay Area Condo HOA Fee Trends
Creator: Stealpad

Every recorded condo sale carries its HOA fee and date — so years of sales become a dated fee history for each building, data no listing site publishes. Here is where monthly dues are climbing fastest across the Bay Area, and why that matters more than the sticker price.

Original data · 3,345 buildings analyzed · 141 with a confident fee trend · updated Jul 24, 2026 · free to cite & embed

+5.9%/yr

median fee trend across 141 tracked buildings

buildings hiking ≥6%/yr — well above inflation

+15.6%/yr

steepest: 181 Fremont St, San Francisco · $3,860→$5,156

78%

of tracked buildings have dues rising faster than 3%/yr

HOA fee increases by city

Median annualized HOA-fee trend, by city, across every building with a confident multi-year fee history.

Alameda14 buildings

+9.1%/yr

Berkeley12 buildings

+8.5%/yr

Emeryville13 buildings

+7.1%/yr

Oakland35 buildings

+5.9%/yr

Fremont21 buildings

+5.7%/yr

San Francisco36 buildings

+5.1%/yr

Hayward5 buildings

+4%/yr

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<iframe src="https://stealpad.com/hoa-watch/embed/" width="100%" height="460" loading="lazy" style="border:0;border-radius:12px" title="Bay Area HOA fee increases by city — Stealpad"></iframe>

The 40 buildings with the fastest-rising HOA fees

Ranked by annualized fee growth. "Total rise" is the full increase across the span of recorded sales; the spark shows the dues trajectory.

#	Building	Dues now	Trend	Total rise	For sale
1	181 Fremont St San Francisco · 19 units	$5,156	+15.6%/yr	+34% /2yr	unit ↗
2	960 Market St San Francisco · 26 units	$788	+14.8%/yr	+32% /2yr	unit ↗
3	2 Panoramic Way Berkeley · 9 units	$888	+13.9%/yr	+91% /5yr	unit ↗
4	955 Shorepoint Ct Alameda · 16 units	$700	+13.3%/yr	+65% /4yr	unit ↗
5	2632 Warring St Berkeley · 5 units	$460	+13%/yr	+28% /2yr	unit ↗
6	567 Oakland Ave Oakland · 5 units	$579	+12.9%/yr	+44% /3yr	unit ↗
7	5405 Carlton St Oakland · 6 units	$942	+12.7%/yr	+62% /4yr	—
8	21314 Gary Dr Castro Valley · 8 units	$677	+12.7%/yr	+43% /3yr	—
9	77 Fairmount Ave Oakland · 8 units	$620	+12.6%/yr	+61% /4yr	—
10	2628 Telegraph Ave Berkeley · 4 units	$993	+12.3%/yr	+59% /4yr	—
11	2120 6th St Berkeley · 6 units	$516	+11.9%/yr	+40% /3yr	—
12	965 Shorepoint Ct Alameda · 10 units	$700	+11.6%/yr	+73% /5yr	unit ↗
13	6 Admiral Dr Emeryville · 14 units	$728	+11.4%/yr	+38% /3yr	—
14	2225 23rd St San Francisco · 6 units	$910	+11.3%/yr	+53% /4yr	—
15	21103 Gary Dr Hayward · 4 units	$722	+11.2%/yr	+53% /4yr	—
16	4053 Harlan St Emeryville · 11 units	$707	+11%/yr	+52% /4yr	unit ↗
17	200 Lakeside Dr Oakland · 8 units	$2,020	+10.7%/yr	+50% /4yr	unit ↗
18	1235 Mcallister St San Francisco · 4 units	$597	+10.5%/yr	+49% /4yr	unit ↗
19	1 Captain Dr Emeryville · 9 units	$915	+10.3%/yr	+34% /3yr	—
20	45258 Tom Blalock St Fremont · 6 units	$780	+10.2%/yr	+21% /2yr	—
21	95 Red Rock Way San Francisco · 4 units	$778	+9.8%/yr	+21% /2yr	unit ↗
22	4 Commodore Dr Emeryville · 10 units	$727	+9.3%/yr	+43% /4yr	unit ↗
23	2550 Dana St Berkeley · 16 units	$669	+9.1%/yr	+55% /5yr	unit ↗
24	2101 Shoreline Dr Alameda · 24 units	$673	+9.1%/yr	+55% /5yr	unit ↗
25	45378 Tom Blalock St Fremont · 6 units	$795	+9%/yr	+54% /5yr	unit ↗
26	1001 Pine St San Francisco · 10 units	$549	+8.5%/yr	+18% /2yr	unit ↗
27	3575 Buttonwood Ter Fremont · 4 units	$705	+8.4%/yr	+27% /3yr	—
28	45128 Warm Springs Blvd Fremont · 19 units	$730	+8.4%/yr	+50% /5yr	—
29	150 Pearl St Oakland · 7 units	$466	+8.4%/yr	+27% /3yr	—
30	21117 Gary Dr Castro Valley · 10 units	$703	+8.4%/yr	+38% /4yr	—
31	1321 Webster St Alameda · 11 units	$797	+8.3%/yr	+38% /4yr	—
32	1555 Lakeside Dr Oakland · 15 units	$1,499	+7.8%/yr	+46% /5yr	unit ↗
33	655 12th St Oakland · 8 units	$609	+7.7%/yr	+45% /5yr	—
34	565 Bellevue Ave Oakland · 21 units	$1,312	+7.7%/yr	+45% /5yr	—
35	400 Beale St San Francisco · 13 units	$1,228	+7.6%/yr	+25% /3yr	unit ↗
36	1550 Bancroft Ave San Leandro · 13 units	$698	+7.6%/yr	+44% /5yr	—
37	27505 Tampa Ave Hayward · 4 units	$675	+7.6%/yr	+16% /2yr	unit ↗
38	6400 Christie Ave Emeryville · 80 units	$710	+7.4%/yr	+43% /5yr	unit ↗
39	7 Commodore Dr Emeryville · 9 units	$704	+7.2%/yr	+41% /5yr	—
40	1 Kelton Ct Oakland · 9 units	$606	+7.1%/yr	+15% /2yr	—

📌 Cite this data (free — a link is all we ask)

Bay Area condo HOA fees are rising a median 5.9% a year, with 53 buildings climbing 6%+ annually, Stealpad (Jul 24, 2026).

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Source: <a href="https://stealpad.com/hoa-watch/">Stealpad</a> — Bay Area condo HOA fees are rising a median 5.9% a year, with 53 buildings climbing 6%+ annually. Jul 24, 2026.

Methodology

Source. Every recorded condo sale carries the unit's monthly HOA fee and the sale date. Years of sales for the same building become a dated fee series — reconstructed for 3,345 Bay Area buildings.
Confidence gate. A building earns a "confident" trend only with enough dated points across enough distinct units (≥3 fee points; same-unit repeat sales also qualify). 141 of 3,345 buildings clear it; the rest are excluded, not guessed.
Outlier trim. Each series is trimmed to its modal fee band (fees below half or above twice the building's typical dues are dropped) so one atypical penthouse can't fake a hike. Trend is the annualized change across the trimmed span.
Cadence. Recomputed twice daily as new sales post; the snapshot date is shown above.
Limits. This is reconstructed from public sales, not a building's internal books. A rising fee is a signal, not a verdict — it can move for benign reasons. Confirm with the building's reserve study and recent board minutes before you bid. Upload them for a free read →

Keep going

🏢Check your building — freeUpload its HOA docs; get a reserve + special-assessment read.📉The Steal IndexThe most underpriced Bay Area condos vs recent sold comps.📊All Bay Area condo dataPrices, $/sqft and HOA fees by city — one reference page.

Frequently asked

Which Bay Area city has the fastest-rising condo HOA fees?

Among the cities Stealpad tracks, Alameda has the steepest median HOA-fee trend at about +9.1% a year across 14 buildings, versus a 5.9%/yr median across all 141 tracked buildings. The single steepest building is 181 Fremont St, San Francisco, up +15.6%/yr.

Why do HOA fees rise so fast in some buildings?

A steep jump usually means one of three things: a special assessment for a big repair (roof, elevator, plumbing), a reserve fund that ran too low, or an insurance shock. A fee climbing faster than inflation is a leading signal of assessment risk the listing price never shows.

What is a special assessment?

A one-time bill every owner in the building can be forced to pay, on top of monthly dues, to cover a shortfall or major repair — often thousands to tens of thousands per unit. Buildings with fast-rising dues and thin reserves are the most likely to levy one.

How does Stealpad know a building's HOA fee history?

Every recorded condo sale carries its HOA fee and date, so years of sales become a dated fee series for each building — data no listing site surfaces. Stealpad reconstructs and tracks it across the Bay Area, then outlier-trims each series so one pricey unit can't fake a hike.

Is a rising HOA a dealbreaker?

Not always, but it changes the math: a "cheap" condo with a fast-rising fee can cost more to own than a pricier one with a stable fee. Check the building's reserve study and recent minutes before you bid — or upload them for a free reserve and assessment-risk read.