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Stealpad › San Francisco, CA › ZIP 94130 › 1 Bristol Ct #411
1 Bristol Ct #411 — 1 bd condo for sale in ZIP 94130, San Francisco
49Fair price

1 Bristol Ct #411

ZIP 94130, San Francisco, CA · 94130
$860,000 ~at market (+3%)
1 bd · 1 ba · 898 sqft · $958/sf
HOA $901/mo · 🏢 fee history ↓ · Floor 4 · 60 days on market
⚠️ HOA trap
⚖️ Adjusted valueFairly pricedasking is +3% over fair value
Model fair value · 110 sold comps · ±14%$833,935
vs model fair value · size · beds/baths · age · HOA · location+3%
Condition · Avg / verify in person0
Price history · at/near its all-time high0
📐 How this Deal Score was built49Fair price
Value gap · asking vs model fair value, after condition & price history−3.6
HOA burden · $901/mo = 1.26%/yr of price vs a 1.33% norm — at or below normal, no charge0
Days on market · 60 days — it has sat, so you have leverage+3
Raw advantage · the three above, combined−0.6
Model confidence · moderate — ±14% typical model error across 110 sold comps. The less certain the model, the harder the gap is pulled back toward neutral×0.8
Deal Score49/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$6,646/mo all-in
20% down at 7.4% (this week's 30-year average) · mortgage + tax + insurance + HOA
Mortgage principal & interest$4,764
Property tax (1.30% effective)$932
Insurance (estimate)$50
HOA dues$901
Total monthly$6,646
Rough cash to close$193,500

28% of that payment is not the mortgage. The HOA fee alone is $54,060 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $5,745.

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($1,807 in 2026), not enough for a trend yet. The listing shows $901/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • On market 60 days → some leverage
  • Upper floor (fl 4)
  • In-unit W/D
  • Garage parking
⚠️ Cons
  • HOA $901/mo
🚩 Red flags
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Photos

Price history (this unit)

Only one sale-price event on record ($860,000 on Aug 12, 2026).
  • Aug 12, 2026 — Listed $860,000

Description

Special Developer Incentive! Pay just 50% of your monthly HOA dues for the first 36 months of ownership. Developer credit equal to ~$32,346 (based on the 2026 HOA Dues of $1,802 per month). After the first 36 months, buyer will be responsible for 100% of the monthly HOA dues in effect at that time. Inquire for details. Residences at Yerba Buena Island offer a rare opportunity to experience island living just minutes from Downtown San Francisco. This light-filled, one-bedroom residence with parking overlooks a beautifully landscaped courtyard and features refined modern finishes throughout. Soaring nearly 10-foot ceilings and dramatic floor-to-ceiling windows fill the home with natural…

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