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Stealpad › San Francisco, CA › ZIP 94130 › 36 Meadow Dr #204
36 Meadow Dr #204 — 3 bd condo for sale in ZIP 94130, San Francisco
16Overpriced

36 Meadow Dr #204

ZIP 94130, San Francisco, CA · 94130
$3,595,000 70% above mkt
3 bd · 3.5 ba · 2,486 sqft · $1,446/sf
HOA $2,423/mo · 🏢 fee history ↓ · Floor 2 · 67 days on market
⚖️ Adjusted valueOverpricedasking is +70% over fair value
Model fair value · 110 sold comps · ±14%$2,117,343
vs model fair value · size · beds/baths · age · HOA · location+70%
Condition · Avg / verify in person0
Price history · at/near its all-time high0
📐 How this Deal Score was built16Overpriced
Value gap · 70% over fair value — charged up to 40%, past that it reads as a comp artifact−48
HOA burden · $2,423/mo = 0.81%/yr of price vs a 1.33% norm — at or below normal, no charge0
Days on market · 67 days — it has sat, so you have leverage+3
Raw advantage · the three above, combined−45
Model confidence · moderate — ±14% typical model error across 110 sold comps. The less certain the model, the harder the gap is pulled back toward neutral×0.8
Deal Score16/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$26,280/mo all-in
20% down at 7.4% (this week's 30-year average) · mortgage + tax + insurance + HOA
Mortgage principal & interest$19,913
Property tax (1.30% effective)$3,895
Insurance (estimate)$50
HOA dues$2,423
Total monthly$26,280
Rough cash to close$808,875

24% of that payment is not the mortgage. The HOA fee alone is $145,380 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $23,857.

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($2,423 in 2026), not enough for a trend yet. The listing shows $2,423/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • On market 67 days → some leverage
  • In-unit W/D
  • Garage parking
  • Low HOA (0.8%/yr)
⚠️ Cons
  • 70% above model fair value
  • HOA $2423/mo
🚩 Red flags
  • Very high HOA $2423/mo (full-service high-rise)

Photos

Price history (this unit)

Only one sale-price event on record ($3,595,000 on Aug 5, 2026).
  • Aug 5, 2026 — Listed $3,595,000

Description

Experience island living just minutes from Downtown San Francisco at The Residences at Yerba Buena Island. Offering the ease of luxury condominium living with the space and privacy of a single-family home, The Flats Residence 204 features 3 bedrooms, 3.5 bathrooms, and 2,486 square feet of refined living space with sweeping views of the Golden Gate Bridge, Bay Bridge, and beyond. Panoramic bay views can be enjoyed from the great room with a marble fireplace, all three bedrooms, and the private terrace. Designed for privacy, the residence offers direct elevator access, private garage parking, and a dedicated EV charger. The chef's kitchen is appointed with custom Italian cabinetry, a fully…

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