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Stealpad › San Francisco, CA › ZIP 94130 › 37 Meadow Dr #5
37 Meadow Dr #5 — 3 bd condo for sale in ZIP 94130, San Francisco
15Overpriced

37 Meadow Dr #5

ZIP 94130, San Francisco, CA · 94130
$2,995,000 60% above mkt
3 bd · 3.5 ba · 2,108 sqft · $1,421/sf
HOA $2,320/mo · 🏢 fee history ↓ · Floor 1 · 30 days on market
⚖️ Adjusted valueOverpricedasking is +60% over fair value
Model fair value · 110 sold comps · ±14%$1,870,247
vs model fair value · size · beds/baths · age · HOA · location+60%
Condition · Avg / verify in person0
Price history · at/near its all-time high0
📐 How this Deal Score was built15Overpriced
Value gap · 60% over fair value — charged up to 40%, past that it reads as a comp artifact−48
HOA burden · $2,320/mo = 0.93%/yr of price vs a 1.33% norm — at or below normal, no charge0
Days on market · 30 days — not long enough to give you leverage0
Raw advantage · the three above, combined−48
Model confidence · moderate — ±14% typical model error across 110 sold comps. The less certain the model, the harder the gap is pulled back toward neutral×0.8
Deal Score15/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$22,204/mo all-in
20% down at 7.4% (this week's 30-year average) · mortgage + tax + insurance + HOA
Mortgage principal & interest$16,589
Property tax (1.30% effective)$3,245
Insurance (estimate)$50
HOA dues$2,320
Total monthly$22,204
Rough cash to close$673,875

25% of that payment is not the mortgage. The HOA fee alone is $139,200 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $19,884.

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($2,343 in 2026), not enough for a trend yet. The listing shows $2,320/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • In-unit W/D
  • Garage parking
  • Low HOA (0.9%/yr)
⚠️ Cons
  • 60% above model fair value
  • HOA $2320/mo
  • Ground floor
🚩 Red flags
  • Very high HOA $2320/mo (full-service high-rise)

Photos

Price history (this unit)

Only one sale-price event on record ($2,995,000 on Sep 11, 2026).
  • Sep 11, 2026 — Listed $2,995,000

Description

This brand new Row Home lives like a single family home! The Residences at Yerba Buena Island offer a rare opportunity to enjoy tranquil island living with effortless access to Downtown San Francisco. This stunning corner home features 3-bedrooms and 3.5 baths. The Row Homes offer a private garage, 3-levels of living space w/ a ground floor patio, two terraces off the living and dining room & a private rooftop deck. Owners will enjoy expansive water views spanning Golden Gate to the Bay Bridge w/ sunrise & sunset views. Ceiling heights ~10'5, SCIC Italian cabinetry, Wolf, Subzero & Cove appliances, stone kitchen countertops & bath finishes, floor to ceiling windows fill the homes w/ natural…

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