3587 17th St #201
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
23% of that payment is not the mortgage. The HOA fee alone is $46,320 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $10,903.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($83,450). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-11-05 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($422 in 2026), not enough for a trend yet. The listing shows $772/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- 13% below model fair value
- In-unit W/D
- Garage parking
- Low HOA (0.6%/yr)
⚠️ Cons
- HOA $772/mo
- Photos look dim — verify light in person
🚩 Red flags
Photos
Price history (this unit)
- Nov 5, 2026 — Listed $1,669,000
Description
Occupying the top two floors of the building, this bi-level Mission Dolores condo offers three bedrooms, three bathrooms, and approximately 1,711 sq. ft. of living space. A spacious living room with a fireplace and abundant windows opens to the adjoining dining area. The kitchen features a dishwasher and ample cabinet and counter space. Additional features include in-unit laundry, direct deck access, use of the shared yard, and two exclusive-use tandem parking spaces in the shared garage. Dolores Park is just one block away, with Mission and Castro restaurants, cafes, shops, and public transit nearby. Built in 1997, with annual HOA dues of approximately $9,259.