3587 17th St #101
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
23% of that payment is not the mortgage. The HOA fee alone is $25,320 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $6,091.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($46,450). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-11-05 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($422 in 2026), not enough for a trend yet. The listing shows $422/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- In-unit W/D
- Garage parking
- Low HOA (0.5%/yr)
⚠️ Cons
- Ground floor
- Photos look dim — verify light in person
🚩 Red flags
Photos
Price history (this unit)
- Nov 5, 2026 — Listed $929,000
Description
One block from Dolores Park, this 936 sq. ft. (approximate) Mission Dolores condo offers two bedrooms and two bathrooms. The living room features a fireplace and multiple windows, with an adjoining dining area. The kitchen includes a breakfast bar, dishwasher, and ample cabinet and counter space. Luxury vinyl tile flooring and an in-unit washer and dryer add everyday convenience. Enjoy direct access to the deck and use of the shared yard, plus two exclusive-use tandem parking spaces in the shared garage. Restaurants, cafs, shops, and public transit are nearby in the Mission and Castro. Built in 1997, with annual HOA dues of approximately $5,065.