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Stealpad › San Francisco, CA › ZIP 94130 › 1 Bristol Ct #302
1 Bristol Ct #302 — 0 bd condo for sale in ZIP 94130, San Francisco
45Fair price

1 Bristol Ct #302

ZIP 94130, San Francisco, CA · 94130
$648,888 ~at market (-5%)
0 bd · 1 ba · 728 sqft · $891/sf
HOA $1,758/mo · 🏢 fee history ↓ · Floor 3 · 4 days on market · built 2023
⚠️ HOA trap
⚖️ Adjusted valueFairly pricedasking is 5% under fair value
Raw $/sf · vs recent sold comps−14%
Condition · Avg / verify in person0
HOA carry · $1,758/mo+9%
Price history · at/near its all-time high0
📐 How this Deal Score was built45Fair price
Value gap · asking vs model fair value, after condition & price history+6
HOA burden · $1,758/mo = 3.25%/yr of price vs a 1.33% norm−15.4
Days on market · 4 days — not long enough to give you leverage0
Raw advantage · the three above, combined−9.4
Model confidence · no model — no sold-comp model for this unit. The less certain the model, the harder the gap is pulled back toward neutral×0.45
Deal Score45/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$6,105/mo all-in
20% down at 7.4% (this week's 30-year average) · mortgage + tax + insurance + HOA
Mortgage principal & interest$3,594
Property tax (1.30% effective)$703
Insurance (estimate)$50
HOA dues$1,758
Total monthly$6,105
Rough cash to close$146,000

41% of that payment is not the mortgage. The HOA fee alone is $105,480 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $4,347.

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($1,807 in 2026), not enough for a trend yet. The listing shows $1,758/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • 14% below model fair value
  • Upper floor (fl 3)
  • In-unit W/D
  • Garage parking
⚠️ Cons
  • HOA $1758/mo
🚩 Red flags
  • Very high HOA $1758/mo (full-service high-rise)

Photos

Price history (this unit)

Only one sale-price event on record ($648,888 on Oct 7, 2026).
  • Oct 7, 2026 — Listed $648,888

Description

Oversized Bright, airy Studio, Lives Like a 1BEDROOM at The Bristol on the 3rd floor with sweeping community and SFO views from Rooftop. $648,888 | 728 Sq Ft | Deeded PARKING Included SELLER INCENTIVE: 6 MONTHS OF HOA DUES PAID AT CLOSE OF ESCROW. Welcome to Unit 302 at The Bristol — an expansive, thoughtfully laid-out studio that lives like a true one-bedroom, in one of San Francisco's most exclusive island communities. Soaring near-10-foot ceilings and floor-to-ceiling windows flood the home with natural light. The main living area is generously proportioned, with a defined sleeping area separated from the living/dining space, giving you the flexibility and privacy of a one-bedroom…

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