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Stealpad › San Francisco, CA › Russian Hill › 2444 Van Ness Ave #6
2444 Van Ness Ave #6 — 3 bd condo for sale in Russian Hill, San Francisco
15Overpriced

2444 Van Ness Ave #6

Russian Hill, San Francisco, CA · 94109
$4,200,000 156% above mkt
3 bd · 3 ba · 1,579 sqft · $2,660/sf
HOA $1,400/mo · 🏢 fee history ↓ · Floor 1 · built 1926
⚖️ Adjusted valueOverpricedasking is +156% over fair value
Model fair value · 11 sold comps within ½ mi · ±14%$1,642,068
vs model fair value · size · beds/baths · age · HOA · location+156%
Condition · Avg / verify in person0
Price history · at/near its all-time high0
📐 How this Deal Score was built15Overpriced
Value gap · 156% over fair value — charged up to 40%, past that it reads as a comp artifact−48
HOA burden · $1,400/mo = 0.4%/yr of price vs a 1.29% norm — at or below normal, no charge0
Days on market · unknown0
Raw advantage · the three above, combined−48
Model confidence · moderate — ±14% typical model error, 11 sold comps within half a mile. The less certain the model, the harder the gap is pulled back toward neutral×0.8
Deal Score15/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$28,762/mo all-in
20% down at 7.18% (this week's 30-year average) · mortgage + tax + insurance + HOA
Mortgage principal & interest$22,762
Property tax (1.30% effective)$4,550
Insurance (estimate)$50
HOA dues$1,400
Total monthly$28,762
Rough cash to close$945,000

21% of that payment is not the mortgage. The HOA fee alone is $84,000 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $27,362.

Financing type

Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($210,000). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-11-05 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($1,400 in 2026), not enough for a trend yet. The listing shows $1,400/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • Garage parking
  • Low HOA (0.4%/yr)
⚠️ Cons
  • 156% above model fair value
  • HOA $1400/mo
  • Older building (1926)
🚩 Red flags
  • Very high HOA $1400/mo (full-service high-rise)

Photos

Price history (this unit)

Only one sale-price event on record ($1,140,000 on Jun 15, 2015).
  • Jun 15, 2015 — Sold (Public Records) $1,140,000

Description

Luxury Top-Floor Condominium in the Heart of San Francisco! Experience sophisticated city living in this beautifully remodeled, top-floor residence in an exclusive six-unit boutique building. Ideally situated at the quiet rear of the building, this luxurious home offers exceptional privacy in a premier Russian Hill and Cow Hollow location. The stunning open-concept floor plan features wide-plank flooring, recessed lighting, bay windows, and heated floors throughout. The chef's kitchen boasts premium stainless steel appliances, a gas range with vented hood, dual wine refrigerators, an oversized island with seating, and an impressive motorized retractable skylight that fills the space with…

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