1000 N Point St #207
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($24,994). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-11-05 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($729 in 2025), not enough for a trend yet. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Cheapest of 5 tracked in Russian Hill
- 17% below model fair value
⚠️ Cons
- Small (592 sf)
- Older building (1963)
- Photos look dim — verify light in person
🚩 Red flags
Photos
Price history (this unit)
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Description
Experience effortless San Francisco living at Fontana East, a full-service residential building in one of the city's most desirable waterfront neighborhoods. This inviting one-bedroom residence offers approximately 592 square feet of comfortable living space, ideal as a sophisticated pied-à-terre or full-time city retreat. The real luxury is the lifestyle, with a 24-hour door attendant, professional on-site management, and amenities including a tranquil Zen garden, outdoor barbecue area, and community room. Deeded garage parking and dedicated storage add everyday convenience, while HOA dues include heat, water, garbage, and all utilities and connectivity services. Just moments from…