14 Havens St Unit A
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($124,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-11-05 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- In-unit W/D
⚠️ Cons
- 14% above model fair value
- Older building (1928)
🚩 Red flags
Photos
Price history (this unit)
- Oct 22, 2026 — Listed $2,495,000
- May 6, 2021 — Sold (MLS) $2,490,000
- Feb 8, 2021 — Listed $2,495,000
- Sep 20, 2018 — Sold (MLS) $1,500,000
- Aug 12, 2018 — Listed $1,695,000
Description
A special home on a secret street. Tucked into a secluded Russian Hill hillside, just two blocks from the famed curves of Lombard Street, this house-like Mediterranean condominium offers a rare sense of privacy in the heart of San Francisco. Surrounded by a private garden and approached through a lush, canopy-covered walkway, the 3-bedroom, 3-bathroom residence feels like a hidden retreat. The entry level features a modern kitchen, an intimate dining room with a fireplace, and a spacious ensuite bedroom. Upstairs, an expansive living room with beautiful herringbone hardwood floors and a wet bar sets the stage for entertaining, framed by spectacular views of Coit Tower, the downtown skyline…