1155 Filbert St #202
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
25% of that payment is not the mortgage. The HOA fee alone is $37,980 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $5,896.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($44,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-11-05 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($633 in 2026), not enough for a trend yet. The listing shows $633/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Low HOA (0.8%/yr)
⚠️ Cons
- 10% above model fair value
- HOA $633/mo
- Older building (1910)
🚩 Red flags
Photos
Price history (this unit)
- Nov 6, 2026 — Listed $899,000
- Aug 24, 2016 — Sold (MLS) $735,000
- Aug 24, 2016 — Sold (Public Records) $735,000
- May 23, 2016 — Price Changed $749,000
- Apr 28, 2016 — Listed $799,000
- Apr 26, 2013 — Sold (MLS) $575,000
Description
Welcome to 1155 Filbert Street #202, where classic Edwardian charm meets quintessential San Francisco living in this inviting top-floor, one-bedroom, one-bath condominium. Perched on the edge of Russian Hill and overlooking lush garden greenery, this home is rich in architectural character, featuring beautiful hardwood floors, high beamed ceilings, crown moldings, bay windows, and a tiled fireplace. A spacious kitchen with marble countertops opens to an adjoining dining area, creating a welcoming space for everyday living and entertaining. The classically designed bathroom features a marble-topped vanity and brass hardware, lending a timeless feel. A separate water closet off the hallway…