1000 N Point St #301
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($59,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($729 in 2025), not enough for a trend yet. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Upper floor (fl 3)
⚠️ Cons
- Older building (1963)
🚩 Red flags
Photos
Price history (this unit)
- —
Description
You will love the unsurpassed Bay and Alcatraz views from this 2BR/2BA corner residence. It's hard to get any closer to the water! Luxury full-service building offering security, safety and convenience. The open plan living and dining room enjoys a panoramic water view with floor to ceiling sliders on two sides leading to a generous wrap-around terrace. The adjacent kitchen has beautiful granite counters and a breakfast area. The layout is ideal, placing the bedrooms on opposite sides with the primary bedroom featuring its own terrace, breathtaking bay views and gorgeous en-suite bath. The second bedroom, also with en-suite bath, faces south. This home has hardwood floors, generous closets…