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Stealpad › San Francisco, CA › ZIP 94109 › 1 Daniel Burnham Ct #912
1 Daniel Burnham Ct #912 — 2 bd condo for sale in ZIP 94109, San Francisco
61Fair price

1 Daniel Burnham Ct #912

ZIP 94109, San Francisco, CA · 94109
$899,000 17% below mkt
2 bd · 2 ba · 1,149 sqft · $782/sf
HOA $1,990/mo · 🏢 fee history ↓ · Floor 9 · 81 days on market · built 1988
⚖️ Adjusted valueUndervaluedasking is 17% under fair value
Model fair value · 39 sold comps · ±14%$1,071,945
vs model fair value · size · beds/baths · age · HOA · location−16%
Condition · Avg / verify in person0
Price history · ≈16% below its peak−1%
📐 How this Deal Score was built61Fair price
Value gap · asking vs model fair value, after condition & price history+20.4
HOA burden · $1,990/mo = 2.66%/yr of price vs a 1.33% norm−10.6
Days on market · 81 days — it has sat, so you have leverage+3
Raw advantage · the three above, combined+12.8
Model confidence · moderate — ±14% typical model error across 39 sold comps. The less certain the model, the harder the gap is pulled back toward neutral×0.8
Deal Score61/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$7,994/mo all-in
20% down at 7.4% (this week's 30-year average) · mortgage + tax + insurance + HOA
Mortgage principal & interest$4,980
Property tax (1.30% effective)$974
Insurance (estimate)$50
HOA dues$1,990
Total monthly$7,994
Rough cash to close$202,275

38% of that payment is not the mortgage. The HOA fee alone is $119,400 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $6,004.

Financing type

Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($44,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($1,306 in 2026), not enough for a trend yet. The listing shows $1,990/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • 16% below model fair value
  • On market 81 days → some leverage
  • Upper floor (fl 9)
⚠️ Cons
  • HOA $1990/mo
🚩 Red flags
  • Very high HOA $1990/mo (full-service high-rise)
  • Listed BELOW its 2022 sale ($1040k) → value eroding

Photos

Price history (this unit)

Trough $650,000 Feb 21, 2001Now $899,000Peak $1,075,000 Oct 19, 2022
Current list price is 16% below its peak · +38% above its trough.
  • Sep 29, 2026 — Price Changed $899,000
  • Jul 22, 2026 — Listed $950,000
  • Nov 22, 2022 — Sold (MLS) $1,040,000
  • Nov 22, 2022 — Sold (Public Records) $1,040,000
  • Oct 19, 2022 — Listed $1,075,000
  • Feb 21, 2001 — Sold (MLS) $650,000

Description

* Spacious 2BR/2BA condo in a well maintained building in the Cathedral Hill section of Van Ness/Civic Center * Sweeping downtown views and excellent natural light from this 9th floor residence * Open kitchen, living, and dining layout * Updated kitchen with granite countertops and stainless steel appliances * Living room with tray ceiling and floor-to-ceiling windows framing the city views * Generous primary suite with custom closets and a remodeled bath featuring a walk-in shower and custom tile work * Versatile second bedroom with built-in Murphy bed and shelving, ideal as a home office, guest bedroom, or both * Fully remodeled second bath with contemporary finishes * Generous storage…

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