957 Cheryl Ann Cir #15
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
29% of that payment is not the mortgage. The HOA fee alone is $33,600 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,547.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($26,400). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($560 in 2026), not enough for a trend yet. The listing shows $560/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- In-unit W/D
- Low HOA (1.3%/yr)
⚠️ Cons
- HOA $560/mo
- Ground floor
- Photos look dim — verify light in person
🚩 Red flags
Photos
Price history (this unit)
- Oct 1, 2004 — Sold (MLS) $346,000
- Aug 17, 2004 — Listed $335,000
- Nov 25, 2003 — Sold (MLS) $255,000
- Sep 14, 2003 — Listed $289,950
- Oct 1, 1999 — Sold (MLS) $149,000
- Jul 16, 1999 — Listed $146,000
Description
3.5%-5% down ok. zero down ok. Beautifully remodeled 3bedrooms 2 full bathrooms, community pool. Enjoy family time across the Weeke's park- basketball & tennis courts, playground & covered facility for events/parties. HOA includes water, trash, etc