803 Maybeck Pl
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
22% of that payment is not the mortgage. The HOA fee alone is $23,400 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $6,275.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($47,000). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($390 in 2026), not enough for a trend yet. The listing shows $390/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Undervalued once condition & history are priced in
- On market 151 days → strong negotiating leverage
- Garage parking
- Low HOA (0.5%/yr)
⚠️ Cons
- No in-unit W/D
🚩 Red flags
Photos
Price history (this unit)
- May 14, 2026 — Listed $940,000
- May 13, 2026 — Listed $940,000
- Jul 2, 2025 — Listed $1,090,000
Description
PRICE REDUCTION! Brand-new construction at O'Neil Village, move-in ready in 2026. This light-filled 4-bed, 4-bath townhome-style condo offers 2,083 sq ft of flexible, open-concept living across multiple levels. The chef's kitchen anchors the main floor with quartz countertops, an oversized island with sink, stainless appliances, and a vent hood. Vaulted ceilings, walk-in closets, Energy Star efficiency, central A/C, and upper-floor laundry with 220V hookup deliver modern comfort throughout. The attached 2-car tandem garage is pre-wired for EV charging. Walk to Cal State East Bay, minutes to downtown Hayward dining, BART, and 880/580/238 putting Oakland, SF, and Silicon Valley all within…