661 Royston Ln #140
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
31% of that payment is not the mortgage. The HOA fee alone is $34,800 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,030.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($22,500). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
✅ Fairly steady · +5.4%/yrReconstructed from 2 units of recorded sales at 661 Royston Ln — every recorded sale carries its HOA fee and date. No listing site shows this.
These dues have held relatively steady (about +5.4%/yr over 4 years across 2 units) — a good sign. Only the reserve study confirms the building is keeping up with its big-ticket repairs.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- Garage parking
⚠️ Cons
- HOA $580/mo
- Ground floor
🚩 Red flags
- Listed BELOW its 2022 sale ($580k) → value eroding
Photos
Price history (this unit)
- Sep 24, 2026 — Listed $495,000
- Sep 24, 2026 — Listed $495,000
- Apr 29, 2022 — Sold (MLS) $580,000
- Apr 29, 2022 — Sold (Public Records) $580,000
- Apr 1, 2022 — Listed $530,000
- Mar 12, 2013 — Sold (Public Records) $165,000
Description
Bright and spacious 2-bedroom, 2-bathroom end-unit condo in the desirable Clarendon Hills community, tucked into the South Hayward Hills. Both bedrooms offer generous space to relax and unwind, while the primary bath features a separate walk-in shower for everyday comfort. The hallway bathroom offers a soaking tub. Enjoy your morning coffee with a view right from the dining room, or step outside to the private patio for some fresh air. This condo also offers granite counters, stainless steel appliances, and in-unit laundry. Resort-style amenities include two pools, a spa, gym, and clubhouse. Minutes to Hwy 238/880, Cal State East Bay, and Hayward BART, with Garin Regional Park, Sprouts, and…