260 Industrial Pkwy #23
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
33% of that payment is not the mortgage. The HOA fee alone is $27,600 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $2,030.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($14,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
✅ Fairly steady · +3.9%/yrReconstructed from 10 units of recorded sales at 260 Industrial Pkwy — every recorded sale carries its HOA fee and date. No listing site shows this.
These dues have held relatively steady (about +3.9%/yr over 5 years across 10 units) — a good sign. Only the reserve study confirms the building is keeping up with its big-ticket repairs.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- Undervalued once condition & history are priced in
- In-unit W/D
⚠️ Cons
- Photos look dim — verify light in person
🚩 Red flags
- Listed BELOW its 2020 sale ($310k) → value eroding
Photos
Price history (this unit)
- Sep 23, 2026 — Listed $299,000
- Feb 5, 2020 — Sold (MLS) $310,000
- Feb 5, 2020 — Sold (Public Records) $310,000
- Oct 30, 2019 — Listed $320,000
- Jun 16, 2017 — Sold (MLS) $265,000
- Jun 16, 2017 — Sold (Public Records) $265,000
Description
Welcome to 260 Industrial Parkway #23, located in the gated Wyndham Terrace community in Hayward. This 1-bedroom, 1-bath condominium offers approximately 686 sq. ft. of living space and convenient in-unit laundry. Enjoy community amenities including a swimming pool, clubhouse, fitness/exercise room, secured gated access, assigned covered parking, and guest parking. Conveniently located near shopping, dining, Mission Hills Golf Course, BART, and major commuter routes including I-880 and Hwy 238, with access toward the San Mateo and Dumbarton bridges. ****Seller Carry Financing Available! Seller may consider financing with acceptable down payment and terms. Contact Listing Agent 415.580.2962…