260 Industrial Pkwy #32
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
35% of that payment is not the mortgage. The HOA fee alone is $27,600 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $1,831.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($13,450). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
✅ Fairly steady · +3.9%/yrReconstructed from 10 units of recorded sales at 260 Industrial Pkwy — every recorded sale carries its HOA fee and date. No listing site shows this.
These dues have held relatively steady (about +3.9%/yr over 5 years across 10 units) — a good sign. Only the reserve study confirms the building is keeping up with its big-ticket repairs.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- Cheapest of 50 tracked in Hayward
- 19% below model fair value
- Upper floor (fl 3)
- In-unit W/D
⚠️ Cons
- Smaller than the Hayward norm (686 vs 1124 sf)
🚩 Red flags
Photos
Price history (this unit)
- Oct 7, 2026 — Listed $269,000
- Jul 30, 2009 — Sold (MLS) $47,000
- Jun 29, 2009 — Price Changed $50,900
- May 22, 2009 — Price Changed $64,900
- Mar 21, 2009 — Listed $75,000
- Jan 3, 2005 — Sold (Public Records) $225,000
Description
Welcome to Wyndham Terrace! This move-in-ready TOP-FLOOR, CORNER UNIT offers a bright and spacious 1 bedroom, 1 bath floor plan with approximately 686 sq. ft. of living space and the added convenience of IN-UNIT LAUNDRY. Fresh interior paint and new carpeting create a clean, inviting feel, while the corner location and abundant natural light enhance the home's open and comfortable atmosphere. The spacious living room opens through expansive sliding glass doors to a large private balcony—an ideal extension of the living space for relaxing or entertaining. The kitchen features granite countertops, abundant cabinetry and a convenient pass-through with breakfast-bar seating potential…