29300 Dixon St #101
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
39% of that payment is not the mortgage. The HOA fee alone is $37,320 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $1,904.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($13,995). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
✅ Fairly steady · +3.1%/yrReconstructed from 6 units of recorded sales at 29300 Dixon St — every recorded sale carries its HOA fee and date. No listing site shows this.
These dues have held relatively steady (about +3.1%/yr over 5 years across 6 units) — a good sign. Only the reserve study confirms the building is keeping up with its big-ticket repairs.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- 14% below model fair value
- In-unit W/D
⚠️ Cons
- Small (598 sf)
- HOA $622/mo
- Ground floor
🚩 Red flags
Photos
Price history (this unit)
- Oct 9, 2026 — Listed $279,900
- Apr 2, 1998 — Sold (Public Records) $54,000
- Apr 30, 1991 — Sold (Public Records) $85,000
- Sep 28, 1988 — Sold (Public Records) $69,000
- Oct 31, 1986 — Sold (Public Records) $55,000
Description
Welcome to 22930 Dixon Street in Hayward, a charming condo nestled within an established community just off Mission Boulevard. Conveniently located near everyday shopping, dining, parks, and outdoor recreation, this home offers a great opportunity to enjoy comfortable living in a centrally located East Bay neighborhood. As you enter the community, you'll appreciate the gated parking area, with two assigned parking spaces per unit. Inside, the home features a bright and inviting layout with laminate flooring in the kitchen and carpet throughout the remainder of the unit. Natural light fills the living space through a sliding glass door, creating a warm and welcoming atmosphere. The kitchen…