500 Somi Ct #308
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
30% of that payment is not the mortgage. The HOA fee alone is $43,800 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $4,123.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($30,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($734 in 2026), not enough for a trend yet. The listing shows $730/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Undervalued once condition & history are priced in
- Upper floor (fl 3)
- In-unit W/D
- Garage parking
⚠️ Cons
- HOA $730/mo
🚩 Red flags
Photos
Price history (this unit)
- Sep 8, 2026 — Listed $615,000
Description
Please note: Images shown is model home. Finishes and appliances shown upon individual home tour are the actual included items and may vary from those shown in the model. NEW INCREASED BUYER INCENTIVES AND CREDITS available for closing costs, rate buy downs and solar purchase. Single-Level Living in a New Construction Elevator Building! Unit 208 boasts a spacious 1,407 square feet of modern living, all conveniently located on one floor. This stunning 3-bedroom, 2-bathroom flat features a designer-inspired open floor plan that seamlessly blends the kitchen, living, and dining areas. The chef's kitchen is a dream, complete with ample counter space. Unwind your spacious private deck with views…