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Stealpad › Hayward, CA › ZIP 94544 › 722 Kino Ct #3
722 Kino Ct #3 — 2 bd condo for sale in ZIP 94544, Hayward
78Great deal

722 Kino Ct #3

ZIP 94544, Hayward, CA · 94544
$399,888 21% below mkt
2 bd · 2 ba · 1,070 sqft · $374/sf
HOA $435/mo · 🏢 fee history ↓ · Floor 1 · 80 days on market · built 1982
⚖️ Adjusted valueUndervaluedasking is 21% under fair value
Model fair value · 92 sold comps · ±7%$478,799
vs model fair value · size · beds/baths · age · HOA · location−16%
Condition · Avg / verify in person0
Price history · ≈69% below its peak−5%
📐 How this Deal Score was built78Great deal
Value gap · asking vs model fair value, after condition & price history+25.2
HOA burden · $435/mo = 1.31%/yr of price vs a 1.33% norm — at or below normal, no charge0
Days on market · 80 days — it has sat, so you have leverage+3
Raw advantage · the three above, combined+28.2
Model confidence · strong — ±7% typical model error across 92 sold comps. The less certain the model, the harder the gap is pulled back toward neutral×1
Deal Score78/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$3,133/mo all-in
20% down at 7.4% (this week's 30-year average) · mortgage + tax + insurance + HOA
Mortgage principal & interest$2,215
Property tax (1.30% effective)$433
Insurance (estimate)$50
HOA dues$435
Total monthly$3,133
Rough cash to close$89,975

29% of that payment is not the mortgage. The HOA fee alone is $26,100 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $2,698.

Financing type

Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($19,994). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($435 in 2026), not enough for a trend yet. The listing shows $435/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • 16% below model fair value
  • 69% below its 1991 peak
  • On market 80 days → some leverage
  • In-unit W/D
⚠️ Cons
  • Ground floor
  • Photos look dim — verify light in person
🚩 Red flags
—

Photos

Price history (this unit)

Trough $96,500 Feb 10, 1997Now $399,888Peak $1,300,000 May 23, 1991
Current list price is 69% below its peak · +314% above its trough.
  • Jul 23, 2026 — Listed $399,888
  • May 21, 2014 — Sold (MLS) $208,000
  • Apr 11, 2014 — Sold (Public Records) $210,000
  • Oct 1, 2013 — Price Changed $199,000
  • Sep 5, 2013 — Listed $215,000
  • Aug 12, 2011 — Sold (MLS) $110,000

Description

Welcome to 722 Kino Court, Unit 3, an inviting single level condo offering 2 bedrooms, 2 full bathrooms, and approximately 1,070 square feet of comfortable living space. The home features laminate flooring, a living room fireplace, an outdoor deck, and a practical layout with good separation between the bedrooms. The primary bedroom includes its own private bathroom. Additional conveniences include in unit laundry hookups and two car tandem parking. The community offers greenbelt areas, while the monthly HOA dues include common area maintenance, exterior maintenance, and hazard insurance. Conveniently located near shopping, dining, transportation, and major commuter routes. A great…

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