
713 Canonbury Way #398
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
31% of that payment is not the mortgage. The HOA fee alone is $34,740 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,030.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($22,500). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
✅ Fairly steady · +5%/yrReconstructed from 3 units of recorded sales at 713 Canonbury Way — every recorded sale carries its HOA fee and date. No listing site shows this.
These dues have held relatively steady (about +5%/yr over 5 years across 3 units) — a good sign. Only the reserve study confirms the building is keeping up with its big-ticket repairs.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- Upper floor (fl 3)
⚠️ Cons
- HOA $579/mo
- Photos look dim — verify light in person
🚩 Red flags
- Only 1 photo — verify condition
Photos
Price history (this unit)
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Description
Beautifully maintained top-floor 2-bedroom, 2-bath condo in a peaceful Hayward Hills setting, offering lovely views from the private balcony and a comfortable, convenient lifestyle. The spacious floor plan features a separate dining area, generous closets, additional balcony storage, and convenient in-unit laundry with washer and dryer. The kitchen is equipped with newer appliances, including a range, refrigerator, microwave, and dishwasher. Two designated parking spaces—one covered carport and one open space—plus guest parking provide added convenience. Enjoy an impressive selection of community amenities including two swimming pools and spas, clubhouse, fitness center, sauna, and shower…