699 Dartmore Ln #369
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
27% of that payment is not the mortgage. The HOA fee alone is $24,240 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,196.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($23,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
✅ Fairly steady · -2.7%/yrReconstructed from 3 units of recorded sales at 699 Dartmore Ln — every recorded sale carries its HOA fee and date. No listing site shows this.
These dues have held relatively steady (about -2.7%/yr over 5 years across 3 units) — a good sign. Only the reserve study confirms the building is keeping up with its big-ticket repairs.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- Upper floor (fl 3)
- In-unit W/D
- Garage parking
- Low HOA (1%/yr)
⚠️ Cons
- Photos look dim — verify light in person
🚩 Red flags
Photos
Price history (this unit)
- Dec 21, 2013 — Sold (MLS) $300,000
- Dec 20, 2013 — Sold (Public Records) $300,000
- Oct 18, 2013 — Listed $289,888
- Jun 23, 2008 — Sold (MLS) $250,100
- Jun 18, 2008 — Price Changed $250,100
- Jun 18, 2008 — Sold (MLS) $250,100
Description
Welcome to 699 Dartmore Ln #369, a bright and inviting 2-bedroom, 2-bath condo offering comfort, convenience, and easy everyday living. This well-designed home features an open living and dining area with great natural light, creating a warm space to relax or entertain. The kitchen offers functional workspace and storage, while the private bedrooms provide a comfortable layout with room to unwind. Enjoy the ease of condo living with a thoughtful floor plan, in-unit convenience, and access to community amenities. Located near shopping, dining, parks, schools, BART, major commute routes, and everyday essentials, this home offers a great opportunity for buyers looking for a low-maintenance…