680 Dartmore Ln #259
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
30% of that payment is not the mortgage. The HOA fee alone is $34,740 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,328.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($24,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
✅ Fairly steady · +5%/yrReconstructed from 5 units of recorded sales at 680 Dartmore Ln — every recorded sale carries its HOA fee and date. No listing site shows this.
These dues have held relatively steady (about +5%/yr over 5 years across 5 units) — a good sign. Only the reserve study confirms the building is keeping up with its big-ticket repairs.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- On market 59 days → some leverage
- Garage parking
- Low HOA (1.4%/yr)
⚠️ Cons
- HOA $579/mo
🚩 Red flags
Photos
Price history (this unit)
- Aug 13, 2026 — Listed $520,000
- Aug 13, 2026 — Listed $520,000
- Jan 7, 2026 — Rental Removed $2,850
- Dec 31, 2025 — Listed for Rent $2,850
- Dec 20, 2025 — Rental Removed $2,850
- Dec 10, 2025 — Listed for Rent $2,850
Description
Turn Key Home! - 2Bed/2Bath condo on the lower-level residence in the Hayward Hills, nestled just beneath Garin Regional Park, offers a spacious living space. The Clarendon Hills community provides access to a pool, spa, and fitness gym. Conveniently close to shopping centers , BART, and major freeways, it presents an ideal living situation for commuters. Don't miss opportunity to tour this beautiful home. .