45Priced high

29627 Desert Oak Ct #26

ZIP 94544, Hayward, CA · 94544

$349,000 8% above mkt

1 bd · 1 ba · 531 sqft · $657/sf

HOA $546/mo · 🏢 fee history ↓ · Floor 2 · 125 days on market · built 1985

⏳ Sitting — leverage

View on Redfin ↗🏢 This building's HOA ↓

⚖️ Adjusted valueOverpricedasking is +8% over fair value

Model fair value · 1 sold comps · ±7%$326,607

vs model fair value · size · beds/baths · age · HOA · location+7%

Condition · Avg / verify in person0

Price history · ≈9% below its peak+1%

📐 How this Deal Score was built45Priced high

Value gap · asking vs model fair value, after condition & price history−9.6

HOA burden · $546/mo = 1.88%/yr of price vs a 1.33% norm−4.4

Days on market · 125 days — it has sat, so you have leverage+6

Raw advantage · the three above, combined−8

Model confidence · weak — ±7% typical model error across 1 sold comps. The less certain the model, the harder the gap is pulled back toward neutral×0.6

Deal Score45/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$2,907/mo all-in

20% down at 7.4% (this week's 30-year average) · mortgage + tax + insurance + HOA

Mortgage principal & interest$1,933

Property tax (1.30% effective)$378

Insurance (estimate)$50

HOA dues$546

Total monthly$2,907

Rough cash to close$78,525

34% of that payment is not the mortgage. The HOA fee alone is $32,760 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $2,361.

Adjust the down payment & rate →Compare your Loan Estimates →

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($546 in 2026), not enough for a trend yet. The listing shows $546/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →

✅ Positives

On market 125 days → strong negotiating leverage
In-unit W/D
Garage parking

⚠️ Cons

Small (531 sf)

🚩 Red flags

—

Photos

Price history (this unit)

Trough $87,500 Oct 16, 1990Now $349,000Peak $385,000 Jun 8, 2026

Current list price is 9% below its peak · +299% above its trough.

Aug 24, 2026 — Price Changed $349,000
Jun 8, 2026 — Listed $385,000
Apr 26, 2024 — Rental Removed $2,400
Apr 10, 2024 — Rental Removed $2,400
Apr 8, 2024 — Listed for Rent $2,400
Apr 7, 2024 — Listed for Rent $2,400

Description

Nestled among mature trees in the desirable Mission Hills area of Hayward, this beautifully updated ground-floor condominium offers the perfect combination of comfort, convenience, and lifestyle. Whether you're a first-time homebuyer looking for an affordable path to homeownership or an investor seeking a highly rentable property in a prime commuter location, this move-in-ready home checks all the boxes. Enjoy the ease of single-level living with no interior stairs, a private garage, and a spacious balcony overlooking peaceful greenery. Inside, you'll find thoughtful upgrades throughout, including an updated contemporary bathroom, custom Closet World closet systems under warranty, central…

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