29272 Hub Ln
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
23% of that payment is not the mortgage. The HOA fee alone is $22,800 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $4,850.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($36,244). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
2 recorded pointsReconstructed from 1 unit of recorded sales at 29272 Hub Ln — every recorded sale carries its HOA fee and date. No listing site shows this.
We have a few recorded HOA fees for this building but not yet enough to call a reliable trend, so these are the raw points — no rate implied. Its documents fill in the reserve health and assessment risk.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- In-unit W/D
- Garage parking
- Low HOA (0.6%/yr)
- Newer build (2020)
⚠️ Cons
🚩 Red flags
- Listed BELOW its 2023 sale ($790k) → value eroding
Photos
Price history (this unit)
- Aug 1, 2026 — Listed $750,000
- Jul 31, 2026 — Listed $750,000
- Jul 31, 2023 — Sold (MLS) $790,000
- Jul 31, 2023 — Sold (MLS) $790,000
- Jul 31, 2023 — Sold (Public Records) $790,000
- Jun 18, 2023 — Listed $795,000
Description
STUNNING TOWNHOME STYLE CONDOMINIUM!! THIS GORGEOUS HOME FEATURES GLEAMING LVP FLOORING (LOOKS LIKE WOOD), PLENTIFUL WINDOWS EXUDING NATURAL LIGHT, RECESSED LIGHTING, QUARTZ COUNTERTOPS, TILE BACKSPLASH, DESIGNER CABINETS, STAINLESS-STEEL APPLIANCES, DISHWASHER, REFRIGERATOR, FREE-STANDING GAS RANGE/OVEN, EXHAUST FAN, LARGE ISLAND WITH SINK, BREAKFAST BAR SEATING, FORMAL LIVING ROOM, UPSTAIRS DINING AREA, POWDER ROOM, SLIDING GLASS DOOR LEADING TO RELAXING BALCONY, LARGE DOWNSTAIRS KITCHENETTE, BEVERAGE REFRIGERATOR, TWO PRIMARY BEDROOMS WITH EN-SUITES (ONE DOWNSTAIRS), DOUBLE-SINK VANITY, OVERSIZED STALL SHOWER, MEDICINE CABINET, TUB/SHOWER COMBINATION, CUSTOM TILE FLOORING, ATTACHED…