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Stealpad › Hayward, CA › ZIP 94544 › 29226 Hub Ln
29226 Hub Ln — 2 bd condo for sale in ZIP 94544, Hayward
42Priced high

29226 Hub Ln

ZIP 94544, Hayward, CA · 94544
$725,000 ~at market (+6%)
2 bd · 2.5 ba · 1,558 sqft · $465/sf
HOA $386/mo · 🏢 fee history ↓ · 45 days on market · built 2020
⚖️ Adjusted valueFairly pricedasking is +6% over fair value
Model fair value · 92 sold comps · ±7%$682,920
vs model fair value · size · beds/baths · age · HOA · location+6%
Condition · Avg / verify in person0
Price history · at/near its all-time high0
📐 How this Deal Score was built42Priced high
Value gap · asking vs model fair value, after condition & price history−7.2
HOA burden · $386/mo = 0.64%/yr of price vs a 1.33% norm — at or below normal, no charge0
Days on market · 45 days — not long enough to give you leverage0
Raw advantage · the three above, combined−7.2
Model confidence · strong — ±7% typical model error across 92 sold comps. The less certain the model, the harder the gap is pulled back toward neutral×1
Deal Score42/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$5,237/mo all-in
20% down at 7.4% (this week's 30-year average) · mortgage + tax + insurance + HOA
Mortgage principal & interest$4,016
Property tax (1.30% effective)$785
Insurance (estimate)$50
HOA dues$386
Total monthly$5,237
Rough cash to close$163,125

23% of that payment is not the mortgage. The HOA fee alone is $23,160 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $4,851.

Financing type

Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($36,250). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($386 in 2026), not enough for a trend yet. The listing shows $386/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • On market 45 days → some leverage
  • In-unit W/D
  • Garage parking
  • Low HOA (0.6%/yr)
⚠️ Cons
  • Verify HOA docs & condition in person
🚩 Red flags
—

Photos

Price history (this unit)

Only one sale-price event on record ($725,000 on Aug 27, 2026).
  • Aug 27, 2026 — Listed $725,000
  • Aug 27, 2026 — Coming Soon $725,000

Description

Welcome to modern living in the sought-after SoHay Community, in this beautifully appointed Taylor Morrison home, built in 2020. This south-east facing, light-filled, townhouse style tri-level home features 2 bedrooms, 2.5 bathrooms, and 1,558 square feet of thoughtfully designed living space. The entry level welcomes you with a generous bedroom, full bathroom and a kitchenette that is perfect for multigenerational living or a home office. Upstairs, the main level showcases open-concept design where the living, dining and kitchen areas flow effortlessly together. The chef’s kitchen features stainless steel appliances, a large island with sink, a gas stove and granite countertops perfect for…

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