516 Church St
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($84,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Bigger than the San Francisco norm (1527 vs 1125 sf)
⚠️ Cons
- 16% above model fair value
- Older building (1900)
🚩 Red flags
Photos
Price history (this unit)
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Description
Beautiful example of a remodeled Victorian condo in the highly sought after Dolores Heights/Eureka Valley neighborhood. Steps to Dolores Park and some of the best amenities San Francisco has to offer. In unit laundry room, remodeled kitchen/bathrooms and 2 car private (not shared!) garage parking. Marble countertops in kitchen and bath. 3 bedrooms, 1.5 remodeled bathrooms, great natural light, sound insulated ceilings and windows, custom closets and drapery, Subzero appliances, large storage area and the list goes on.