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Stealpad › San Francisco, CA › ZIP 94114 › 332 Jersey St
332 Jersey St — 3 bd condo for sale in ZIP 94114, San Francisco
47Priced high

332 Jersey St

ZIP 94114, San Francisco, CA · 94114
$1,695,000 ~at market (+3%)
3 bd · 2.5 ba · 1,746 sqft · $971/sf
No HOA listed · 9 days on market · built 2001
⚖️ Adjusted valueFairly pricedasking is +3% over fair value
Model fair value · 23 sold comps · ±14%$1,689,134
vs model fair value · size · beds/baths · age · HOA · location0
Condition · Avg / verify in person0
Price history · at/near its all-time high+3%
📐 How this Deal Score was built47Priced high
Value gap · asking vs model fair value, after condition & price history−3.6
HOA burden · no HOA published — estimated at 0.47%/yr so missing data isn't a free pass0
Days on market · 9 days — not long enough to give you leverage0
Raw advantage · the three above, combined−3.6
Model confidence · moderate — ±14% typical model error across 23 sold comps. The less certain the model, the harder the gap is pulled back toward neutral×0.8
Deal Score47/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$11,275/mo all-in
20% down at 7.4% (this week's 30-year average) · mortgage + tax + insurance
Mortgage principal & interest$9,389
Property tax (1.30% effective)$1,836
Insurance (estimate)$50
Total monthly$11,275
Rough cash to close$381,375
Financing type

Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($84,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • In-unit W/D
  • Garage parking
⚠️ Cons
  • Photos look dim — verify light in person
🚩 Red flags
—

Photos

Price history (this unit)

Trough $400,000 Sep 3, 1999Now $1,695,000Peak $1,695,000 Oct 2, 2026
Current list price is 0% below its peak · +324% above its trough.
  • Oct 2, 2026 — Listed $1,695,000
  • Oct 5, 2001 — Sold (Public Records) $700,000
  • Sep 3, 1999 — Sold (Public Records) $400,000

Description

Outstanding 3BR/2BA condo, spanning 1,746 square feet. This home offers a thoughtful layout that balances private retreats with expansive entertaining spaces. The lower level serves as a quiet sanctuary, featuring a primary suite complete with a private deck, a generous closet, and an en suite bath. Two additional bedrooms, a second full bath & a convenient laundry closet round out this floor. Ascend to the top level, where the home truly shines. This remarkably large, light-filled space is anchored by a chef's kitchen featuring granite countertops and stainless steel appliances. The indoor-outdoor flow is effortless here, with a front deck offering neighborhood vistas and an expansive rear…

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