734 14th St #2
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
23% of that payment is not the mortgage. The HOA fee alone is $24,000 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $5,315.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($39,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($400 in 2026), not enough for a trend yet. The listing shows $400/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Low HOA (0.6%/yr)
⚠️ Cons
- Ground floor
- Only 1 bath
- Photos look dim — verify light in person
🚩 Red flags
Photos
Price history (this unit)
- Sep 24, 2026 — Listed $795,000
- Jun 13, 2003 — Sold (MLS) $395,000
- Jun 13, 2003 — Sold (Public Records) $395,000
- Apr 16, 2003 — Listed $399,000
Description
Located in the coveted Duboce Triangle, this modern two-bedroom, one-bath condo is in the heart of the City. Recently updated with fresh paint and flooring as well as appliances, this home is efficiently laid out and filled with light. The open living/dining/kitchen plan with newly installed hardwood flooring is ideal for entertaining. Both bedrooms are generous in size with large closets and new carpet. Bay windows facing south at the front of the unit let in great light and add to the space and charm. The kitchen has a new microwave and gas stove, and the cabinets have been freshly painted. The bath is large with a separate toilet/tub room beyond the sink area. The building was built in…