655 Corbett Ave #203
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
27% of that payment is not the mortgage. The HOA fee alone is $37,140 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $4,672.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($34,900). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($619 in 2026), not enough for a trend yet. The listing shows $619/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- On market 52 days → some leverage
- Low HOA (1.1%/yr)
⚠️ Cons
- HOA $619/mo
- Older building (1964)
🚩 Red flags
- Listed BELOW its 2019 sale ($750k) → value eroding
Photos
Price history (this unit)
- Aug 20, 2026 — Listed $748,000
- Apr 23, 2019 — Sold (MLS) $750,000
- Apr 23, 2019 — Sold (Public Records) $750,000
- Mar 13, 2019 — Listed $649,000
Description
Perched above the Castro on one of San Francisco's most coveted hillsides, this charming 1-bedroom offers sweeping city and bay views and sits in a character-rich 1960s building, just blocks from the energy of the Castro, the sunny village charm of Noe Valley, and the trails of Twin Peaks. A perfect opportunity to skip renting and buy. Low HOAs, on-site parking, storage, and genuinely impressive closet space make this the perfect starter home or pied--terre. San Francisco living at its most San Francisco: fog rolling in over the hills, city lights stretching to the water, and a neighborhood with more personality than most cities twice its size.