449 Roosevelt Way
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
22% of that payment is not the mortgage. The HOA fee alone is $27,120 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $7,301.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($54,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($452 in 2026), not enough for a trend yet. The listing shows $452/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Best $/sf of 29 tracked in Sf District 5
- 13% below model fair value
- Garage parking
- Low HOA (0.5%/yr)
⚠️ Cons
- Older building (1953)
🚩 Red flags
- Back on market — this unit was off the market and was relisted Oct 6
- Listed BELOW its 2016 sale ($1280k) → value eroding
Photos
Price history (this unit)
- Aug 9, 2016 — Sold (MLS) $1,280,000
- Aug 9, 2016 — Sold (Public Records) $1,280,000
- Jun 6, 2016 — Listed $1,099,000
- Mar 4, 2011 — Sold (MLS) $316,333
- Sep 17, 2010 — Price Changed $575,000
- Jul 16, 2010 — Listed $615,000
Description
Step inside and the outlook immediately takes center stage, stretching from the downtown skyline to the waterfront and beyond. Set into the hills of beloved Corona Heights, 449 Roosevelt Way offers a rare blend of sweeping views, effortless indoor-outdoor living, and remarkable privacy in one of San Francisco's most central locations. The open-concept kitchen and inviting living room are framed by ever-changing light, while a covered private balcony extends the living space outdoors year-round. A well-proportioned bedroom and updated bath complete this level. Downstairs, a spacious recreation room, currently styled as a serene primary retreat, offers exceptional flexibility with a dressing…