4150 17th St #20
💵What this unit actually costs per month
22% of that payment is not the mortgage. The HOA fee alone is $53,520 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $13,262.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($99,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($892 in 2026), not enough for a trend yet. The listing shows $892/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Low HOA (0.5%/yr)
⚠️ Cons
- HOA $892/mo
- Photos look dim — verify light in person
🚩 Red flags
Photos
Price history (this unit)
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Description
Tucked along a quiet enclave just moments from the vibrant energy of Eureka Valley, this refined multi-level townhome offers the privacy and scale of a single family residence in a secure gated community. This two bedroom, two bath home features dual ensuite bedrooms. The main level is filled with natural light from its southern exposure and showcases high ceilings and a woodburning fireplace with a marble surround. The kitchen features granite countertops, wood cabinetry, and a breakfast bar that flows seamlessly into an expansive dining area, perfect for intimate dinners and larger gatherings. A flexible sitting area ideal for a home office or lounge opens to a private terrace with…