1880 Steiner St #404
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($82,450). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($1,206 in 2026), not enough for a trend yet. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Upper floor (fl 4)
⚠️ Cons
- 21% above model fair value
- Photos look dim — verify light in person
🚩 Red flags
- Only 1 photo — verify condition
Photos
Price history (this unit)
- —
Description
Distinctive Top-Floor Living in Lower Pacific Heights Rarely does a condo live this much like a home. This bright, top-floor tri-level residence offers an exceptional combination of space, privacy, and indoor/outdoor living in the heart of Lower Pacific Heights. The main living level features generous living and dining spaces, a wood-burning fireplace, dramatic ceiling height, skylight, and private patio with views toward St. Dominic's Church and Alta Plaza Park. The lower level offers two bedrooms and two full baths, including a spacious primary suite with dual closets and updated private bath. Upstairs, a light-filled loft makes an ideal home office or retreat and opens to a private…