1180 Broderick St #202
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
21% of that payment is not the mortgage. The HOA fee alone is $27,000 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $8,626.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($64,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($450 in 2026), not enough for a trend yet. The listing shows $450/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Garage parking
- Low HOA (0.4%/yr)
⚠️ Cons
- 11% above model fair value
🚩 Red flags
Photos
Price history (this unit)
- Oct 2, 2026 — Listed $1,295,000
Description
Welcome to 1180 Broderick Street #202, a light-filled corner residence in the heart of Anza Vista. Spanning approx. 1,218 sq. ft. , this two-bedroom, two-bathroom condo features windows on three sides, bathing the living spaces in natural light throughout the day. The spacious open-concept living, dining, and kitchen area creates an ideal setting for both everyday living and entertaining, with direct access to a private deck for seamless indoor-outdoor enjoyment. The generously sized primary suite offers a peaceful retreat, complete with a large en-suite bathroom and expansive closets that provide exceptional storage. A well-proportioned second bedroom and full guest bathroom offer…