1271 Mcallister St
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
19% of that payment is not the mortgage. The HOA fee alone is $22,980 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $13,262.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($99,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($383 in 2026), not enough for a trend yet. The listing shows $383/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Low HOA (0.2%/yr)
⚠️ Cons
- 18% above model fair value
- Older building (1900)
🚩 Red flags
Photos
Price history (this unit)
- Oct 6, 2026 — Listed $1,995,000
- Sep 30, 2019 — Sold (MLS) $1,825,000
- Sep 30, 2019 — Sold (Public Records) $1,825,000
- Aug 29, 2019 — Listed $1,498,000
- Feb 1, 2007 — Sold (MLS) $800,000
- Feb 1, 2007 — Sold (Public Records) $800,000
Description
Set within San Francisco's Alamo Square Historic District, this inviting three-bedroom, two-bath home pairs generous proportions with comfortable everyday living. High ceilings and abundant closet space bring an airy feel and practical storage to a home designed for both relaxing and entertaining. Gather around the working fireplace, cook in the updated kitchen, or enjoy a choice of private and shared outdoor spaces. Located in an intimate three-unit building, this home offers a welcoming blend of character, convenience, and room to make your own. Conveniently located near Alamo Square Park, Hayes Valley offerings and music and theatre venues.