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Stealpad › San Francisco, CA › ZIP 94109 › 1 Daniel Burnham Ct #307
1 Daniel Burnham Ct #307 — 0 bd condo for sale in ZIP 94109, San Francisco
55Fair price

1 Daniel Burnham Ct #307

ZIP 94109, San Francisco, CA · 94109
$499,999 14% below mkt
0 bd · 1 ba · 562 sqft · $890/sf
HOA $1,058/mo · 🏢 fee history ↓ · Floor 3 · 80 days on market · built 1988
⚖️ Adjusted valueUndervaluedasking is 14% under fair value
Raw $/sf · vs recent sold comps−15%
Condition · Avg / verify in person0
HOA carry · $1,058/mo+4%
Price history · ≈23% below its peak−3%
📐 How this Deal Score was built55Fair price
Value gap · asking vs model fair value, after condition & price history+16.8
HOA burden · $1,058/mo = 2.54%/yr of price vs a 1.33% norm−9.7
Days on market · 80 days — it has sat, so you have leverage+3
Raw advantage · the three above, combined+10.1
Model confidence · no model — no sold-comp model for this unit. The less certain the model, the harder the gap is pulled back toward neutral×0.45
Deal Score55/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$4,419/mo all-in
20% down at 7.4% (this week's 30-year average) · mortgage + tax + insurance + HOA
Mortgage principal & interest$2,770
Property tax (1.30% effective)$542
Insurance (estimate)$50
HOA dues$1,058
Total monthly$4,419
Rough cash to close$112,500

37% of that payment is not the mortgage. The HOA fee alone is $63,480 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,361.

Financing type

Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($25,000). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($1,306 in 2026), not enough for a trend yet. The listing shows $1,058/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • 15% below model fair value
  • On market 80 days → some leverage
  • Upper floor (fl 3)
  • Garage parking
⚠️ Cons
  • Small (562 sf)
  • HOA $1058/mo
🚩 Red flags
  • Very high HOA $1058/mo (full-service high-rise)
  • Listed BELOW its 2019 sale ($650k) → value eroding

Photos

Price history (this unit)

Trough $201,000 Aug 13, 1998Now $499,999Peak $650,000 Jul 12, 2019
Current list price is 23% below its peak · +149% above its trough.
  • Jul 23, 2026 — Listed $499,999
  • Jul 23, 2026 — Listed $499,999
  • Jul 12, 2019 — Sold (Public Records) $650,000
  • Oct 13, 2016 — Sold (Public Records) $610,000
  • Aug 31, 2015 — Sold (Public Records) $578,000
  • Nov 19, 2004 — Sold (Public Records) $361,000

Description

Welcome to Residence #307 at Daniel Burnham Court, a thoughtfully designed studio condominium offering an efficient layout in the heart of San Francisco. The approximately 562-square-foot residence features a spacious living and sleeping area, a full bathroom, generous storage, and one-car garage parking. Large windows fill the home with natural light, creating a comfortable urban retreat ideal for a first-time buyer, pied-à-terre, or city investment. Daniel Burnham Court offers full-service living with 24-hour attended entry, secured access, a fitness center, sauna, spa, and a spectacular heated outdoor pool. Conveniently located near Polk Street dining and nightlife, Japantown…

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