1701 Pierce St #2
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
19% of that payment is not the mortgage. The HOA fee alone is $18,000 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $10,613.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($79,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($300 in 2026), not enough for a trend yet. The listing shows $300/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- In-unit W/D
- Garage parking
- Low HOA (0.2%/yr)
⚠️ Cons
- 20% above model fair value
- Ground floor
🚩 Red flags
Photos
Price history (this unit)
- Oct 9, 2026 — Listed $1,595,000
- Aug 2, 2021 — Sold (MLS) $1,495,000
- Aug 2, 2021 — Sold (Public Records) $1,495,000
- Jun 25, 2021 — Listed $1,495,000
- Dec 3, 1996 — Sold (MLS) $357,500
- Oct 17, 1996 — Listed $359,000
Description
Located in a boutique three unit building, this light-filled condominium with southeast exposure features two bedrooms, two bathrooms, and a private two-car garage with internal access. High ceilings, new hardwood floors, and fresh paint set the stage for an inviting, open living space. The kitchen features new Samsung appliances, new countertops, and a new sink, opening to a living room anchored by a fireplace and a bay-window dining alcove with neighborhood views. The generous primary suite offers a walk-in closet and an updated ensuite bathroom. The second bedroom offers ample closet space, while the second bathroom is accessed from the hallway. In-unit laundry, additional storage, and a…