1835 Golden Gate Ave #2
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
21% of that payment is not the mortgage. The HOA fee alone is $23,100 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $7,964.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($59,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($385 in 2026), not enough for a trend yet. The listing shows $385/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Low HOA (0.4%/yr)
⚠️ Cons
- 17% above model fair value
- Older building (1926)
- Ground floor
🚩 Red flags
Photos
Price history (this unit)
- Sep 23, 2026 — Listed $1,195,000
- Jun 23, 2004 — Sold (MLS) $469,000
- Apr 9, 2004 — Listed $469,000
Description
Light, updated, and perfectly located on a Slow Street on Golden Gate Ave, this 2 bedroom, 1 bath condo is the kind of home that has it all figured out. Built in 1926, it strikes that rare balance between vintage soul and modern-day ease, with charming period details throughout the primary bedroom and common areas, gorgeous hardwood floors, and a built-in desk that makes work-from-home actually feel good. The kitchen has been fully remodeled with new appliances and a wine fridge, ready for everything from weeknight dinners to weekend dinner parties. The bathroom got the same treatment, remodeled into a true spa-like retreat. Great natural light fills the whole unit, spilling out onto a…