3418 Inspiration Way #403
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
25% of that payment is not the mortgage. The HOA fee alone is $39,720 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $6,767.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($54,000). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-08-20 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
2 recorded pointsReconstructed from 3 units of recorded sales at 3418 Inspiration Way — every recorded sale carries its HOA fee and date. No listing site shows this.
We have a few recorded HOA fees for this building but not yet enough to call a reliable trend, so these are the raw points — no rate implied. Its documents fill in the reserve health and assessment risk.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- Upper floor (fl 4)
- Low HOA (0.7%/yr)
- Newer build (2023)
⚠️ Cons
- 19% above model fair value
- HOA $662/mo
🚩 Red flags
Photos
Price history (this unit)
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Description
Welcome to this nearly new Toll Brothers luxury condo offering the sought-after Ashfield floor plan with 2 bedrooms, 2 bathrooms, approximately 1,335 square feet of single-level living, and a premium top-floor location with no neighbors above. Soaring ceilings and abundant natural light complement the open living spaces, while the chef's kitchen features a large center island with a breakfast bar, quartz countertops and backsplash, upgraded cabinetry, a Sub-Zero built-in refrigerator, and JennAir appliances. The spacious primary suite includes dual vanities, a walk-in shower, and elegant stone countertops. Wide-plank wood flooring, recessed lighting, designer finishes, and a private two-car