277 Hackamore Cmn
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
29% of that payment is not the mortgage. The HOA fee alone is $37,380 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,745.
FHA-approved project. A 3.5%-down FHA loan is available here — about $19,530 down instead of $111,600. That also keeps low-down-payment buyers in the pool when you come to sell.
Minimum realistic down payment here: 3.5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($623 in 2026), not enough for a trend yet. The listing shows $623/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- On market 45 days → some leverage
- In-unit W/D
- Low HOA (1.3%/yr)
⚠️ Cons
- HOA $623/mo
- Only 1 bath
- Photos look dim — verify light in person
🚩 Red flags
- Listed BELOW its 2021 sale ($614k) → value eroding
Photos
Price history (this unit)
- Jul 8, 2026 — Price Changed $558,000
- May 11, 2026 — Listed $578,000
- Jun 22, 2022 — Price Changed $1,000
- Nov 18, 2021 — Sold (MLS) $613,888
- Nov 18, 2021 — Sold (Public Records) $614,000
- Oct 18, 2021 — Listed $580,000
Description
No rental restrictions! Top-floor corner unit filled with natural light! This bright, airy home features central AC/heating, and modern recessed ceiling lights. The chef’s kitchen boasts ample cabinets, a pantry, under-lit counters, and a premium InstaView® fridge with Craft Ice™. Relax in the smart bathroom featuring an LED defogging mirror. Enjoy the convenience of inside laundry, a private balcony with an extra storage closet, and 2 assigned covered parking spaces. Community amenities include a refreshing pool and BBQ area. Prime Fremont location within walking distance to James Leitch Elementary, Warm Springs Elementary, and Warm Springs Park. Prestigiously assigned to Irvington High…