46666 Winema Cmn
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
27% of that payment is not the mortgage. The HOA fee alone is $27,000 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,781.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($30,000). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-08-20 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($450 in 2026), not enough for a trend yet. The listing shows $450/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- In-unit W/D
- Low HOA (0.9%/yr)
⚠️ Cons
- Photos look dim — verify light in person
🚩 Red flags
Photos
Price history (this unit)
- Aug 15, 2026 — Listed $600,000
- Aug 15, 2026 — Listed $600,000
- Aug 31, 2006 — Sold (Public Records) $425,000
- May 30, 2001 — Sold (Public Records) $300,000
- May 2, 2001 — Sold (MLS) $300,000
- May 2, 2001 — Sold (MLS) $300,000
Description
"Top Rated Mission Schools in Great Location in Warm Springs!" Large Open Living Room Area with Dining and Adjoining Kitchen Area. Home is Located on the First Floor Corner Location, with Front Patio Facing Open Area Overlooking the Lawn. Large & Private Separate 2-Bedrooms. Big Master Bedroom Suite with Attached Bathroom. Other Large Private Bedroom Adjoining Master Suite. Bathroom/Washer/Dryer next to Bedroom/Hallway. Great Commute Location in Warm Springs-Close to 680/880 with Close Proximity to Milpitas, and Fremont Areas. Adjoining Shopping Area next to Community. Also Shopping Area across the Street, All Close By around the Area. Home is Priced to Sell!