🏠 Stealpad
/
StealpadFremont, CAWarm Springs136 Hackamore Ln
136 Hackamore Ln — 2 bd condo for sale in Warm Springs, Fremont
33Overpriced

136 Hackamore Ln

Warm Springs, Fremont, CA · 94539
$578,800 15% above mkt
2 bd · 2 ba · 740 sqft · $782/sf
HOA $644/mo · 🏢 fee history ↓ · 10 days on market · built 1983
⚖️ Adjusted valueOverpricedasking is +13% over fair value
Model fair value · 33 sold comps · ±8%$523,820
vs model fair value · size · beds/baths · age · HOA · location+10%
Condition · Avg / verify in person0
Price history · at/near its all-time high+3%
📐 How this Deal Score was built33Overpriced
Value gap · asking vs model fair value, after condition & price history−15.6
HOA burden · $644/mo = 1.34%/yr of price vs a 1.34% norm — at or below normal, no charge0
Days on market · 10 days — not long enough to give you leverage0
Raw advantage · the three above, combined−15.6
Model confidence · strong — ±8% typical model error across 33 sold comps. The less certain the model, the harder the gap is pulled back toward neutral×1
Deal Score33/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$4,294/mo all-in
20% down at 6.65% (this week's 30-year average) · mortgage + tax + insurance + HOA
Mortgage principal & interest$2,973
Property tax (1.30% effective)$627
Insurance (estimate)$50
HOA dues$644
Total monthly$4,294
Rough cash to close$130,230

31% of that payment is not the mortgage. The HOA fee alone is $38,640 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,650.

Financing type

Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($28,940). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-08-20 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($644 in 2026), not enough for a trend yet. The listing shows $644/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • In-unit W/D
  • Low HOA (1.3%/yr)
⚠️ Cons
  • 10% above model fair value
  • HOA $644/mo
🚩 Red flags

Photos

Price history (this unit)

Trough $115,000 Jun 30, 1995Now $578,800Peak $578,800 Aug 17, 2026
Current list price is 0% below its peak · +403% above its trough.
  • Aug 17, 2026 — Listed $578,800
  • Aug 17, 2026 — Coming Soon $578,800
  • Jun 30, 1995 — Sold (Public Records) $115,000

Description

Stunning!! This 2nd floor end unit with 2 bedrooms 2 bathrooms is Located in one of the most sought-after neighborhoods in Warm Springs This move-in ready home offers new flooring through Recently updated throughout. Kitchen cabinets, countertops, backsplash, Both bathrooms elegantly updated. Warm color scheme fresh paint Recess lighting bright. In-unit laundry, central heating & A/C, carport with storage. Private porch perfect relaxing area. HOA covers water, trash, common-area maintenance,

More steals in Warm Springs

See all 32 condos in Warm Springs →