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Stealpad › Fremont, CA › Warm Springs › 103 Wenatchee Cmn #13
103 Wenatchee Cmn #13 — 3 bd condo for sale in Warm Springs, Fremont
35Priced high

103 Wenatchee Cmn #13

Warm Springs, Fremont, CA · 94539
$799,800 11% above mkt
3 bd · 2 ba · 1,170 sqft · $684/sf
HOA $360/mo · 🏢 fee history ↓ · Floor 1 · 2 days on market · built 1987
⚖️ Adjusted valueOverpricedasking is +11% over fair value
Model fair value · 97 sold comps · ±8%$739,520
vs model fair value · size · beds/baths · age · HOA · location+8%
Condition · Avg / verify in person0
Price history · at/near its all-time high+3%
📐 How this Deal Score was built35Priced high
Value gap · asking vs model fair value, after condition & price history−13.2
HOA burden · $360/mo = 0.54%/yr of price vs a 1.33% norm — at or below normal, no charge0
Days on market · 2 days — not long enough to give you leverage0
Raw advantage · the three above, combined−13.2
Model confidence · strong — ±8% typical model error across 97 sold comps. The less certain the model, the harder the gap is pulled back toward neutral×1
Deal Score35/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$5,707/mo all-in
20% down at 7.4% (this week's 30-year average) · mortgage + tax + insurance + HOA
Mortgage principal & interest$4,430
Property tax (1.30% effective)$866
Insurance (estimate)$50
HOA dues$360
Total monthly$5,707
Rough cash to close$179,955

22% of that payment is not the mortgage. The HOA fee alone is $21,600 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $5,347.

Financing type

FHA approval has expired on this project. An FHA buyer cannot use it today, and the fact that it once qualified and then stopped is worth asking the board about. Plan on a conventional loan — 5% down at the very least.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($360 in 2026), not enough for a trend yet. The listing shows $360/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • In-unit W/D
  • Garage parking
  • Low HOA (0.5%/yr)
⚠️ Cons
  • Ground floor
🚩 Red flags
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Photos

Price history (this unit)

Trough $108,000 Jul 18, 1988Now $799,800Peak $799,800 Oct 9, 2026
Current list price is 0% below its peak · +641% above its trough.
  • Oct 9, 2026 — Listed $799,800
  • Oct 9, 2026 — Listed $799,800
  • Aug 13, 1999 — Sold (Public Records) $202,500
  • Jun 6, 1989 — Sold (Public Records) $145,000
  • Jul 18, 1988 — Sold (Public Records) $108,000

Description

IN THE HEART OF WARM SPRING NEIGHBORHOOD WITH BEST SCHOOLS, this 3-bedroom, 2-bath home offers 1,170 square feet of living space featuring laminate flooring throughout. The kitchen is fully remodeled and equipped with quartz countertops, a dishwasher, an exhaust fan, a garbage disposal, and an electric oven range, providing a functional workspace. Adjacent to the kitchen is a dining area and a separate family room, adding versatility to the living spaces. The both bathrooms are fully upgraded, and In-Unit Side by Side Laundry, new interior fresh paint, new floors in living room, dining room and kitchen. Two private balconies (front and back) give you the perfect spots to enjoy your morning…

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