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StealpadEmeryville, CAZIP 946086400 Christie Ave #3206
6400 Christie Ave #3206 — 0 bd condo for sale in ZIP 94608, Emeryville
45Priced high

6400 Christie Ave #3206

ZIP 94608, Emeryville, CA · 94608
$299,000 ~at market (-1%)
0 bd · 1 ba · 565 sqft · $529/sf
HOA $652/mo · 🏢 fee history ↓ · Floor 32 · 14 days on market · built 1988
⚖️ Adjusted valueFairly pricedasking is 1% under fair value
Raw $/sf · vs recent sold comps−1%
Condition · Avg / verify in person0
HOA carry · $652/mo+5%
Price history · ≈99% below its peak−5%
📐 How this Deal Score was built45Priced high
Value gap · asking vs model fair value, after condition & price history+1.2
HOA burden · $652/mo = 2.62%/yr of price vs a 1.34% norm−10.2
Days on market · 14 days — not long enough to give you leverage0
Raw advantage · the three above, combined−9
Model confidence · no model — no sold-comp model for this unit. The less certain the model, the harder the gap is pulled back toward neutral×0.45
Deal Score45/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$2,561/mo all-in
20% down at 6.65% (this week's 30-year average) · mortgage + tax + insurance + HOA
Mortgage principal & interest$1,536
Property tax (1.30% effective)$324
Insurance (estimate)$50
HOA dues$652
Total monthly$2,561
Rough cash to close$67,275

40% of that payment is not the mortgage. The HOA fee alone is $39,120 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $1,909.

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-08-20 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

🚩 Rising fast · +7.6%/yr

Reconstructed from 86 units of recorded sales at 6400 Christie Ave — every recorded sale carries its HOA fee and date. No listing site shows this.

$5192022$5312023$5962024$7112025$7162026
$716/mo · 2026
+44% since 2021

These dues climbed 44% in 5 years — about +7.6%/yr across 86 units of recorded sales, well above inflation. A rise this steep is a leading signal of a special assessment, a drained reserve fund, or an insurance shock. The listing never shows it; the building's documents are where the "why" lives.

🏢 Get this building's full reserve & assessment report — free →
✅ Positives
  • Cheapest of 10 tracked in Emeryville
  • 99% below its 2009 peak
  • Upper floor (fl 32)
  • In-unit W/D
⚠️ Cons
  • Small (565 sf)
  • HOA $652/mo
🚩 Red flags
  • Listed BELOW its 2009 sale ($25000k) → value eroding

Photos

Price history (this unit)

Trough $299,000 Aug 13, 2026Now $299,000Peak $25,000,000 Sep 21, 2009
Current list price is 99% below its peak · +0% above its trough.
  • Aug 13, 2026 — Listed $299,000
  • Sep 21, 2009 — Sold (Public Records) $25,000,000

Description

Discover elevated urban living at 6400 Christie Ave #3206, a beautifully refreshed residence offering a sophisticated blend of comfort, functionality, and resort-inspired community living. Freshly painted walls create a bright, polished ambiance throughout the home, providing a clean and inviting canvas for your personal style. The thoughtfully designed floor plan makes excellent use of the space, offering versatility for both relaxing and entertaining while maintaining a seamless sense of flow. Positioned in a desirable courtyard-facing location, this residence enjoys a pleasant pool view, bringing a serene, resort-like atmosphere right outside your door. The home is further enhanced by th

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