6400 Christie Ave #4118
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
34% of that payment is not the mortgage. The HOA fee alone is $49,860 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,295.
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
🚩 Rising fast · +7.2%/yrReconstructed from 88 units of recorded sales at 6400 Christie Ave — every recorded sale carries its HOA fee and date. No listing site shows this.
These dues climbed 41% in 5 years — about +7.2%/yr across 88 units of recorded sales, well above inflation. A rise this steep is a leading signal of a special assessment, a drained reserve fund, or an insurance shock. The listing never shows it; the building's documents are where the "why" lives.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- Undervalued once condition & history are priced in
- 98% below its 2009 peak
- Upper floor (fl 41)
- In-unit W/D
⚠️ Cons
- HOA $831/mo
🚩 Red flags
- Listed BELOW its 2009 sale ($25000k) → value eroding
Photos
Price history (this unit)
- Sep 11, 2026 — Listed $499,988
- Sep 5, 2026 — Coming Soon $499,988
- Sep 26, 2024 — Rental Removed $2,850
- Sep 4, 2024 — Listed for Rent $2,900
- Sep 21, 2009 — Sold (Public Records) $25,000,000
Description
Welcome to elevated East Bay living at Bridgewater, where contemporary comfort meets resort-inspired convenience in the heart of Emeryville. This beautifully updated 2-bedroom, 2-bathroom corner residence offers approximately 985 square feet of thoughtfully designed living space, with a comfortable layout ideal for everyday living and entertaining. As a corner unit, it offers the added benefit of having just one neighboring unit on the side for enhanced privacy. Step inside to a bright and inviting interior featuring fresh paint throughout, brand-new LVP flooring and baseboards, and new water-efficient faucets and toilets. The open kitchen flows naturally into the spacious living area…