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Stealpad › Emeryville, CA › ZIP 94608 › 6400 Christie Ave #2112
6400 Christie Ave #2112 — 1 bd condo for sale in ZIP 94608, Emeryville
45Priced high

6400 Christie Ave #2112

ZIP 94608, Emeryville, CA · 94608
$350,000 ~at market (-3%)
1 bd · 1 ba · 685 sqft · $511/sf
HOA $703/mo · 🏢 fee history ↓ · Floor 21 · 39 days on market · built 1988
⚠️ HOA trap
⚖️ Adjusted valueFairly pricedasking is 3% under fair value
Model fair value · 59 sold comps · ±9%$343,114
vs model fair value · size · beds/baths · age · HOA · location+2%
Condition · Avg / verify in person0
Price history · ≈99% below its peak−5%
📐 How this Deal Score was built45Priced high
Value gap · asking vs model fair value, after condition & price history+3.6
HOA burden · $703/mo = 2.41%/yr of price vs a 1.33% norm−8.6
Days on market · 39 days — not long enough to give you leverage0
Raw advantage · the three above, combined−5
Model confidence · moderate — ±9% typical model error across 59 sold comps. The less certain the model, the harder the gap is pulled back toward neutral×0.8
Deal Score45/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$3,071/mo all-in
20% down at 7.4% (this week's 30-year average) · mortgage + tax + insurance + HOA
Mortgage principal & interest$1,939
Property tax (1.30% effective)$379
Insurance (estimate)$50
HOA dues$703
Total monthly$3,071
Rough cash to close$78,750

37% of that payment is not the mortgage. The HOA fee alone is $42,180 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $2,368.

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

🚩 Rising fast · +7.2%/yr

Reconstructed from 88 units of recorded sales at 6400 Christie Ave — every recorded sale carries its HOA fee and date. No listing site shows this.

$5192022$5312023$5962024$7112025$7032026
$703/mo · 2026
+41% since 2021

These dues climbed 41% in 5 years — about +7.2%/yr across 88 units of recorded sales, well above inflation. A rise this steep is a leading signal of a special assessment, a drained reserve fund, or an insurance shock. The listing never shows it; the building's documents are where the "why" lives.

🏢 Get this building's full reserve & assessment report — free →
✅ Positives
  • 99% below its 2009 peak
  • Upper floor (fl 21)
  • In-unit W/D
  • Garage parking
⚠️ Cons
  • HOA $703/mo
🚩 Red flags
  • Listed BELOW its 2009 sale ($25000k) → value eroding

Photos

Price history (this unit)

Trough $350,000 Sep 2, 2026Now $350,000Peak $25,000,000 Sep 21, 2009
Current list price is 99% below its peak · +0% above its trough.
  • Sep 2, 2026 — Listed $350,000
  • Sep 21, 2009 — Sold (Public Records) $25,000,000

Description

Welcome to an elevated East Bay lifestyle at Bridgewater, where contemporary comfort meets resort-inspired convenience in the heart of Emeryville. This beautifully positioned 1-bedroom, 1-bathroom residence offers approximately 685 square feet of thoughtfully designed living space, creating an inviting retreat for those who appreciate style, comfort, and effortless connectivity. Inside, the residence offers a comfortable and functional layout designed for modern living. The updated kitchen provides a polished setting for everyday meals and entertaining, while the spacious living area creates a welcoming environment to relax or host guests. An in-unit washer and dryer add everyday…

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