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Stealpad › Emeryville, CA › ZIP 94608 › 6 Commodore Dr Unit C337
6 Commodore Dr Unit C337 — 1 bd condo for sale in ZIP 94608, Emeryville
43Priced high

6 Commodore Dr Unit C337

ZIP 94608, Emeryville, CA · 94608
$428,000 ~at market (+1%)
1 bd · 1 ba · 913 sqft · $469/sf
HOA $769/mo · 🏢 fee history ↓ · 4 days on market · built 1973
⚠️ HOA trap
⚖️ Adjusted valueFairly pricedasking is +1% over fair value
Model fair value · 13 sold comps · ±9%$435,879
vs model fair value · size · beds/baths · age · HOA · location−2%
Condition · Avg / verify in person0
Price history · at/near its all-time high+3%
📐 How this Deal Score was built43Priced high
Value gap · asking vs model fair value, after condition & price history−1.2
HOA burden · $769/mo = 2.16%/yr of price vs a 1.33% norm−6.6
Days on market · 4 days — not long enough to give you leverage0
Raw advantage · the three above, combined−7.8
Model confidence · moderate — ±9% typical model error across 13 sold comps. The less certain the model, the harder the gap is pulled back toward neutral×0.8
Deal Score43/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$3,653/mo all-in
20% down at 7.4% (this week's 30-year average) · mortgage + tax + insurance + HOA
Mortgage principal & interest$2,371
Property tax (1.30% effective)$464
Insurance (estimate)$50
HOA dues$769
Total monthly$3,653
Rough cash to close$96,300

35% of that payment is not the mortgage. The HOA fee alone is $46,140 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $2,884.

Financing type

Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($21,400). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

5 recorded points

Reconstructed from 10 units of recorded sales at 6 Commodore Dr — every recorded sale carries its HOA fee and date. No listing site shows this.

$7362022$7362023$9152024$9152025$9682026
$968/mo · 2026
+32% since 2022

We have a few recorded HOA fees for this building but not yet enough to call a reliable trend, so these are the raw points — no rate implied. Its documents fill in the reserve health and assessment risk.

🏢 Get this building's full reserve & assessment report — free →
✅ Positives
  • Garage parking
⚠️ Cons
  • HOA $769/mo
  • Photos look dim — verify light in person
🚩 Red flags
—

Photos

Price history (this unit)

Trough $265,000 Sep 26, 2003Now $428,000Peak $428,000 Oct 7, 2026
Current list price is 0% below its peak · +62% above its trough.
  • Oct 7, 2026 — Listed $428,000
  • Sep 15, 2026 — Coming Soon $428,000
  • Sep 25, 2013 — Sold (MLS) $325,000
  • Sep 23, 2013 — Sold (Public Records) $325,000
  • Jul 13, 2013 — Listed $337,000
  • Sep 26, 2003 — Sold (Public Records) $265,000

Description

Light, bright, and beautifully positioned—this 3rd-floor corner residence at Watergate offers a wonderful blend of privacy, comfort, and resort-style living. Large windows fill the home with natural sunlight, while the private balcony overlooks the sparkling community pool and lush landscaped grounds. The corner location provides added privacy and an airy sense of space. Enjoy Watergate’s extensive amenities, including swimming pools, fitness facilities, tennis courts, and beautifully landscaped common areas. Ideally situated near Bay Street, Emeryville Public Market, waterfront trails, parks, dining, shopping, and major commuter routes connecting Emeryville with Berkeley, Oakland, and San…

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